Is Social Security Number Lock “Safe”?

In this today’s world securing your personal information is very much important to avoid unwanted identity thefts. Some people are careful then others. They usually lock their important data in safeguards to protect themselves from unwanted thefts.

If you are concerned about identity theft then you must secure your Social security number. Thanks to U.S. government to provide SSN lock facility.

Where To Apply?

By following certain easy steps you can successfully lock your social security number. You can get easy access to it by going to myE-Verify website. Here you have to follow the following steps:

• ·        Create your account

• ·        Enter your social security number

• ·        Enter your date of birth

• ·        Perform a short quiz for authentication purpose (basically a three step process to prove your real identity.)

The lock is applicable for a year and you have to increase its validity by following certain steps. A pre notification is send to you before its expiration so you can renew it if you want to.

Advantages:

To avoid identity thefts that can result in false tax returns, numerous crimes SSN lock is mandatory. If you have locked it no one can access it, No one can apply for a job in your name using your number. It is most important in financial cases. If you have a credit card then SSN is the weakest link using which anyone can access your account. If this happens then all your money will be gone in fraction of seconds. If your identity is stolen by someone then even social security card replacement cannot save you from the adverse effects.

In safeguard case; anyone attempting to verify your number will receive a notice of “tentative nonconfirmation,” which is effectively a mismatch – the number is not in use.

Drawbacks:

It doesn’t make sense to lock your Social Security number if you have no risk of compromising or losing your identity. If you have doubts of losing your identity then you can apply for one. If you are in a hurry; or need money immediately; want to make immediate loan application; want to apply for a new job then this can act as a hurdle in your way. It prevents you from using it when you need to. So before applying for a lock application keep these things in your mind. 

Unlocking Your SSN:

If you lock your SSN, then later need to if you need it immediately then you can unlock it at any time. Afterwards, you can lock it again after you’ve taken care of business. Just log into your myE-Verify account and follow the prompts.

Conclusion:

Yes, SSN lock is safe and seems tempting but this process is little bit complicated. So before making a decision to lock your card just be focused on the pros and cons of the process. If you are in a great need to apply for it then just go for it. Share your feed backs on the topic in the comment box.